1.Business Development:
-Develop and realize new business relationships.
-Identify and provide appropriate financial solutions to clients who lead to maximum retention rates, growth and profitability.
-Set up target names for prospect clients, in consistent with the marketing strategy in terms of size and industrial diversification; Meet or exceed assigned goals and budgets.
-Assist in the direction of all sales activities and initiatives.
-Retain and expand an assigned portfolio, growing and maintaining revenue, providing personalized service and effectively cross selling.
2.Work Control:
-Manage the client portfolio to ensure that the requirements of the clients are met, to provide top quality service.
- Assist the manager in monitoring the business activities of area under supervision and report performance in figures; on a regular basis, i.e., actual vs. budget.
- Monitors the quality of assigned portfolio on an on-going basis; Communicate and implement any changes to policies or procedures.
- Proactively co-ordinate the client's relationship internally by means of co-operating with other business units.
- Work closely with the Manager to ensure the cross-selling products are implemented and successful.
- Effective management of accounts under portfolio and monitor availments.
- Follow up on credit facility recovery, monitor and regularize issues related to irregularity or defaults as soon as possible.
3.Marketing Duties:
-Meet clients to discuss financial requirements and provide professional advice relating to the range of available banking products and services, documented through visit/call reports.
4.Customer Relationship Management:
-Ensure quality and effective response to clients' queries and problems.
-Develop and maintain solid client relationships and retain existing relationships.
-Maintain client contact for obtaining credit related information and ongoing monitoring of credit.
-Assist clients in making informed decisions about their financial needs.
5.Credit Facilities:
-Assess financial statements and structure credit facilities based on risk analysis through preparation or review of credit applications to be presented to approving authorities.
-Ensure accurate and complete pre-fact requirements documented in line with bank's credit policy.
6.Documentation & Approvals:
-Review and Ensure all documentation relating to approved credit facilities as per approved terms and conditions and in line with credit policy.
-Ensure timely receipt of documentation from clients to allow smooth and fast processing (Post Facts).
7.Team Building:
-Trains and coaches team members especially those who are at junior levels; and ensure that they exceed clients' expectations.
-Assist the Manager in motivating every team member to promote and maximize productivity.
-Contribute to developing team-spirit among peers, supervisors, and subordinates.
Job Details
| Posted Date: | 2019-04-24 |
| Job Location: | Al Kuwait, Kuwait |
| Job Role: | Banking |
| Company Industry: | Banking |
Preferred Candidate
| Career Level: | Mid Career |
| Nationality: | Kuwait |
| Degree: | Bachelor's degree |
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