- Pre fact:
- Verifying the completeness and correctness of the credit (DR) and Investment proposal.
- Independent evaluation of the credit / investment in terms of financials, source of repayment, structure of facilities & adequacy of collateral/support.
Ø Check the compliance with Central Bank of Kuwait (CB's) regulations and bank's Credit Policy
Ø Confirming that the account is objectively & correctly risk graded.
Ø Give an opinion to mitigate the potential/existing risks enabling approving authorities in their credit decision process.
- Post fact:
Periodic Review/Loan examination of selected accounts highlighting:-
Ø Credit quality & Review of existing Risk Grading
Ø Review of Documentation and collateral/support, where applicable
Ø Compliance with credit approval conditions
Ø Conduct & usage of facilities
Follow-up with the concerned unit on corrective/remedial measures.
- Credit Policy:
Ø Review current credit policies for the bank's different business areas and establish a comprehensive, consolidated credit policy manual that is in line with the bank's lending norms and statutory boundaries.
- Others:
Ø To carry out a macro analysis on the bank's lending portfolio and critically evaluate the same as and when required
Ø Undertaken specific credit related projects necessary to improve the decision making process and enhance the credit culture.
Ø Assist other units under risk management as and when required.
Job Details
| Posted Date: | 2018-08-11 |
| Job Location: | Al Kuwait, Kuwait |
| Job Role: | Other |
| Company Industry: | Banking |
Preferred Candidate
| Career Level: | Mid Career |
| Degree: | Bachelor's degree |
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